Who usually needs a prenup?

Everyone. But most of the prenups I work on are for people who are inheriting significant assets, own businesses, or are in their second marriage. One person having significant debt is another reason that parties choose to have a prenup.

Even if you are marrying someone more wealthy than yourself, a prenup can offer significant benefits by clearly defining financial expectations and responsibilities. For example, a prenup can specify that a house acquired before marriage remains separate property, but any increase in its value during the marriage is considered marital or community property. This is different from the law - in a generous way - but can honor the parties commitment to the wealth created during marriage. 

A prenup helps protect both parties by outlining the division of assets and debts, ensuring financial matters are handled fairly and transparently, such as distinguishing between separate and community property. An agreement can prevent misunderstandings and legal disputes, providing peace of mind and stability for both partners throughout the marriage and in the event of a divorce​​.